Directors & Officers (D&O) Insurance


Directors & Officers (D&O) Insurance

Another important, but often overlooked form of Commercial insurance coverage is Directors & Officers insurance or (D&O). This coverage protects individuals acting as a director or officer for a corporation or other type of organization against lawsuits. This type of liability policy acts to reimburse a business for costs or legal fees associated with a lawsuit and covers personal losses due to similar lawsuits.

Certain situations that may give rise to D&O related lawsuits include Company Mergers, HR procedures, Misrepresentation, Non-compliance with laws or regulations. In short Claims arise from managerial decisions conducted by individuals within a legal body.

Who needs Directors & Officers Insurance?

Really anyone who acts in a leadership role at formal organizations, group’s or corporations:

  • Non & Not for Profit organizations
  • Educational institutions
  • Corporations
  • Some churches

With policies of this nature its important to understand the role you as the individual plays and the liability associated with such leadership roles.

We are happy to provide more information regarding D&O and how we can help protect the leadership within your organization .

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